民间借贷问题给这张借条提点意见，缺点是什么谢谢了

借    条
            今（                ）借给我（                 ）人民币（                ）圆整{大写}，即（              ）元整{小写}，用于做（                   ）{合法事情}。利率为每（        ）百分之（         ）{      }%，每（           ）支付利息一次，利息共计人民币（                 ）元{大写}，（            ）{小写}。如不能按债权人要求日期足额归还全部借款本息，债务人应向债权人支付每日违约金人民币贰佰元整并承担一切由此带来的费用。 
                      债务人（欠款人）（                   ）(签字按手印)
                                   身份证号码（                                     ）电话（                                  ）
                      保证人（担保人 )（                     ）(签字按手印)
                                   身份证号码（                                     ）电话（                                   ）
                      保证人（担保人)（                      ）(签字按手印)
                                   身份证号码（                                     ）电话（                                   ）
                      保证人（担保人)（                      ）(签字按手印)
                                   身份证号码（                                     ）电话（                                   ）

                                    
       注：担保人确认：本人同意为债务人的上述债务向债权人承担连带责任保证，保证期限为借条出具之日起到借款偿还期限届满后两年时止，担保范围包括所有借款本息、违约金、赔偿金、债权人最终获得债权的相关费用(诉讼费、律师代理费、差旅费、公证费及其他实际支出的费用)。 身份证复印件在借条后面
                                                                                             以上唯恐口说无凭，特立此借条为证
                                                                                               
                                                                                                      欠款人（             ）{手印}
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