摘要：农村社会养老保险严重滞后于社会经济发展的客观要求。在由家庭养老转向社会养老体制转化的过程中，还存在着交纳保险金数额较低、管理水平低和养老基金的保值增值难度大等问题。其中筹集养老保险基金与基金的保值增值问题是关键，对此，哪些主体应该负责，应该负什么样的责任,本文将重点探讨。在认识到我国建立农村养老保险的必要性和紧迫性的基础上，应针对现阶段农村社会养老保险体系中存在的不合理之处，分阶段，分步骤地改革，为实现城乡统一的养老保险体系而努力。

　　Abstract: The rural social pension insurance lags behind in the objective demand for social economic development seriously. During the process of the family supports parents turning to the social pension system ，there are many problems , such that too low the number of the insurance premium is , preserving and appreciation of the value of the pension fund is very difficult ,and that the management level is too low. The preserving and appreciation of the value of the pension fund is crucial , as to this, I will talk that which subject should responsible for , should shoulder which kind of responsibility .On the basis of realizing necessity and urgency of setting up countryside pension insurance in our country, we should change unreasonable places in the system of the rural social pension insurance of the present stage , stage by stage and step by step, work hard for realizing the unified pension insurance system in urban and rural areas.

　　关键词：农村社会养老保险 家庭养老 养老保险基金 国家 集体经济组织

　　Key words: Rural social pension insurance The family supports

　　parents Endowment insured fund country Collective economic organization

　　近年来，“三农”问题变得越来越尖锐，“三农”问题的核心问题是农民问题。目前对“三农”问题的研究很少顾及到农民的养老问题。一些学者将对农村养老保障制度研究重点放在农村养老问题的对策研究上，未注意对农民群体发生分化现实或者已经注意到，但未能提出适合我国国情的制度建设构想。目前我国农村面临着青壮年人口的大规模转移，再加上养老保障制度残缺不全，老年农民老无所养的问题越来越严